Cruise Insurance: 5 Reasons Why You Need It.

Travel Insurance: 5 Reasons Why You Need It.

#1 Medical Emergency: Your onboard doctor is there to provide basic medication and medical attention. That will be about it what he or she can do. If you have a much more serious problem and need to be evacuated to the nearest hospital when you arein the middle of the ocean this can only be accomplished by helicopter. Leaving you with a bill of maybe thousands of dollars.

#2 Disrupted by bad weather: If it rains a little or have slightly rough seas your cruise insurance won't offer you any compensation. On the other hand if the weather severely disrupts your journey, you can claim compensation through your cruise travel insurance.

#3 Victim of theft: While on board a cruise ship most people often assume they will be safe from crime. Petty theft can be as much a problem on board the cruise ship as anywhere else. When ever possible use the ships safe to keep your valuables in.

#4 You have to cancel your holiday: Prior to your departure you may have been involved in an accident. Other circumstances could be a relative falls ill, called up for jury service or maybe made redundant any of these cases and more show how critical it is to have Cruise Insurance. If you don't have insurance then you will be left to foot the bill.

#5: Taking part in extra activities: As part of your cruise you may be given the opportunity to take part in a wide range of activities such as rock climbing, scuba diving etc. If you decide you are going to take part in any of these potentially hazardous activities make sure your Cruise Insurance policy will cover you should anything go wrong.